Check Affordability
Calculation Results
Monthly impact
Your payment this month
—
Monthly surplus after purchase
—
Total added monthly cost
—
Payment plus any recurring costs you entered.
Your financial position, before and after
Monthly cash flow
Savings
Monthly debt payments
Savings coverage of essentials
True cost
What this purchase costs in total, including everything you have to pay up front and every payment that follows.
Total paid over 3 years
—
Future affordability
Each point below is a full recalculation of your score at that future date, not an estimate adjusted from today's number. Projected under your assumptions.
Projected under your assumptions.
Assumptions behind this projection
| Assumption | Value | Where it comes from |
|---|
Compare scenarios
Each row is the complete model run again with one change. The assumptions you set still apply.
| Scenario | Score | Monthly surplus | Savings remaining | DTI | True cost |
|---|
CheckAffordability provides educational estimates based on the information and assumptions you provide. The CheckAffordability Score is a proprietary research-informed model, not financial advice, a lending decision, or a guarantee that a purchase is financially appropriate for you. Financial circumstances, costs, risks and appropriate affordability levels vary between individuals.
How this score was assessed
Six indicators, each scored independently from 0 to 100, then combined into the CheckAffordability Score.
The weighting applied to each indicator is an internal modeling decision, not a published financial rule.