YOUR CHECKAFFORDABILITY SCORE
Score out of 100
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Monthly cash flow
Savings
Monthly debt payments
Essential expense coverage
What's helping
What's hurting
We measure six indicators, each scored independently from 0 to 100, then combine them into the CheckAffordability Score. The indicators, what each one means, and why we use it are listed below.
The weighting applied to each indicator is an internal modeling decision, not a published financial rule. We do not claim these weights are scientifically validated, and we do not present them as objective fact.
Read the full methodology or open the Calculator for a deeper analysis with financing, taxes, fees, recurring costs, true cost over time, projections and scenario comparison.
CheckAffordability provides educational estimates based on the information and assumptions you provide. The CheckAffordability Score is a proprietary research-informed model, not financial advice, a lending decision, or a guarantee that a purchase is financially appropriate for you. Financial circumstances, costs, risks and appropriate affordability levels vary between individuals.