Purchase
What are you considering?
Tell us about the purchase you want to understand. Whether it's a car, home, vacation, or anything else.
Financial position
What does your current financial situation look like?
Provide the essential information about your income, expenses, debt, and savings to establish your baseline.
Financial impact
What changes after the purchase?
We calculate how the purchase affects your monthly cash flow, savings, debt burden, and overall financial position.
Analysis
How does this affect cash flow, debt, savings and total cost?
We analyze multiple financial dimensions to give you a complete picture of the purchase's consequences.
Assessment
How does the purchase fit within the model?
We provide a 0–100 score and explain the factors behind it, showing what's helping and hurting your position.
Scenarios
What happens if you wait, spend less, or change something?
Explore alternative scenarios to see how waiting, spending less, or adjusting your approach changes the outcome.